Options for Getting Car Insurance Quotes Online

In the past, getting car insurance quotes involved going down to your local insurance agent’s office and crunching the numbers, then calling around to compare the quote with other insurers after the fact. The process was long, grueling, and incredibly inconvenient. Fortunately, the Internet changed all that. Now, you can simply hop online and get quotes from multiple companies from the comfort of your own home, and you can manage your policy online after you make your selection as well.Using an Insurance Comparison Site to Get Car Insurance QuotesA great first step to take when getting a quote for car insurance online is to visit an insurance comparison site. Simply run an Internet search and it will return dozens of listings from which you can choose. Select one from the results and visit the site. Most comparison sites will require you to fill out a form with basic demographic information and a little background about your driving history. Once you’ve filled out the form, you will have a list of quotes from leading sites all competing for your business. This is a great way to price match all in one place.There is one caveat, however. When you use insurance comparison sites online, remember that the quotes you are given are just preliminary numbers. You will need to visit the site of the insurance company you select and apply in order to receive the most accurate quote information. This is because an insurance comparison site is just using the basic information that you provide voluntarily in order to gather data for you. Once you actually apply for insurance, the company you choose will do a thorough background check, and the resulting information may be different from what you initially submitted when you visited the comparison site.Comparing Car Insurance Quotes YourselfIf you would rather compare quotes on your own, you may get a more accurate reflection of what you can expect to pay once you sign up with a company. You will also find out about special offers the company may be running when you request a quote directly through the website instead of through an insurance comparison site. A downside to this option is that you must do the legwork yourself, and visiting every site and entering your personal information multiple times can become time consuming very quickly. Set aside an afternoon to get the job done, and keep track of the insurance companies you checked out along with the quote information you obtain from each one.When you choose to compare car insurance quotes yourself, you are also opening yourself up to aggressive marketing techniques once you query a company. Each establishment will have your email as well as your mailing address once you submit a request for a quote, so you will likely be bombarded with sales pitches in your inbox and letters in your mailbox for many weeks after your search. Whenever you have the option, opting out of promotional emails while you are searching is a wise decision.

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